Terms of Service

1. Agreement to Terms

By accessing or using the RichCircle.club website (richcircle.club) and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

RichCircle.club is an investment platform that connects accredited investors with early-stage investment opportunities. We provide information about various investment projects and facilitate introductions between investors and portfolio companies. We do not provide investment advice, and all investment decisions are made solely by you.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be an accredited investor as defined by applicable securities laws, or be willing to verify your accreditation status
• Have the legal capacity to enter into binding agreements
• Not be prohibited from using our services under any applicable law

4. Investment Risks

Investing in early-stage companies involves significant risks, including but not limited to:

• Loss of Capital: You may lose all or a substantial portion of your investment.
• Illiquidity: Investments in private companies are typically illiquid and may be held for many years.
• Lack of Dividends: Early-stage companies rarely pay dividends.
• Dilution: Your ownership percentage may be reduced by future financing rounds.
• Limited Information: Private companies have fewer disclosure requirements than public companies.

You should only invest money that you can afford to lose entirely. We strongly recommend consulting with a qualified financial advisor before making any investment decisions.

5. No Investment Advice

RichCircle.club does not provide investment, legal, or tax advice. The information presented on our website is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Any investment decisions you make are your sole responsibility.

6. User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of any non-public information you receive
• Conduct your own due diligence before making investment decisions
• Not use our services for any unlawful or prohibited purpose
• Not attempt to gain unauthorized access to our systems or data

7. Intellectual Property

All content on the RichCircle.club website, including text, graphics, logos, and software, is the property of RichCircle.club or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

8. Limitation of Liability

To the fullest extent permitted by law, RichCircle.club and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services or any investment decisions you make. Our total liability shall not exceed the amount you have paid us, if any, in the twelve months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless RichCircle.club and its affiliates from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of our services, your violation of these Terms, or your violation of any rights of a third party.

10. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our website. Your continued use of our services after such modifications constitutes your acceptance of the revised terms.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which RichRich Club operates, without regard to its conflict of law provisions.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: vlforbin@gmail.com